Bonds rarely receive the same level of attention as equities. They don’t offer the excitement of wildly fluctuating prices or rapid growth. Bonds are the more steady, stable cousin of equities, which some investors may consider a little dull. But bonds are one of four main...
Money is one of the fundamental needs in modern society. Along with food, human connection, shelter, and health, it is not only essential, but inextricably tied up with our emotions. Trying to meet all of our needs in a modern society can result in anxiety...
When a scientific fact or another well-established fact of life is put to you, how do you react? For all of us, there are certain things that we will receive warmly. Other things we will reject outright, no matter how solid the evidence, due to...
Here at Tandem Financial, our aim is to help our clients make wise decisions with their money. Whilst we hope 2021 will hold better things than 2020, it is likely that many challenges still lie ahead. It pays to have a robust, updated financial plan...
Last year, David Attenborough released his documentary "A Life on Our Planet" - a painful and hopeful message about how our environment has been degraded by humanity, and how we can take steps to correct it. Here at Tandem, we want to part of the...
Money - when taught - is usually put across as a “maths-based” subject. Yet knowing about money is not just about being able to add and subtract. It is also about knowing how it impacts your mindset, beliefs and behaviour. In his hugely accessible book,...
How much have you changed in the last decade? How much do you expect to change over the next ten years, and does it matter? According to Dan Gilbert, Harvard psychologist and speaker, we all tend to vastly underestimate how much change is coming our way....
No one likes to think about the worst happening. Everyone knows they should have savings and a retirement plan, but Wills, Trusts and Powers of Attorney often fall lower on the list of priorities. But planning for the future is always a positive step. By creating...
Cash interest is at an historic low point, with the Bank of England base rate reducing to 0.10% in March 2020. There have even been discussions of interest rates moving into negative figures, although how this would work in practice is less clear. You may be...
Simon Sinek is a famous motivational speaker and author perhaps most famous for his work on “Start With Why” - a message which encourages brands to focus on conveying their purpose to their target audiences, rather than focusing on “what they do” and “how they...