Despite a global market available at our fingertips, many investors still favour their home country when it comes to investing. According to a study1 undertaken by Vanguard, UK investors are heavily biased towards UK companies. A typical portfolio was found to hold around 3.7 times the...
Active management is still seen as a desirable portfolio characteristic by many clients and their advisers. When we pay someone to manage our money, it’s reassuring to believe they have insight that we do not, and that they will seek the best returns with minimal...
New Year – New You? Its that time of year when we are making efforts to reinvent ourselves, lose weight, get more exercise, do some of those things we have not been able to achieve in previous years. So this little book is just perfect for...
A very amusing and insightful talk where Anne Lamott shares her best tips on how to view yourself, life, families and God. “There are cracks in everything, that’s how the light gets in” is my favourite quote from her talk. Anne believes we are all doomed and...
Many investors are drawn to property as an asset class. It is not difficult to understand why. Property can generate both income and capital growth. Most property investors believe that they have some control over the investment, either by choosing the right property or making...
Investment planning is both an art and a science. While we have decades of factual research and real time data to draw on, judgement and human behaviour are equally as important. But even the most experienced investor may hold certain beliefs or biases, which can impact...
Many people have heard the term ‘Investor Sentiment,’ but do you think it applies to you? Investors tend to invest new money when the market is going up and withdraw money when it falls. Logic will tell you that this action could create a loss, yet...
In this video, we see David Butler describe a scenario where his broker encourages him to buy shares on the basis that the share value should increase. This type of broker discretionary relationship has not always been successful for the client; if the predicted...
‘Retirees will outlive their savings by a decade’ declared the World Economic Forum in a recent report entitled ‘Investing in (and for) Our Future.’ The research upon which this claim was founded looked at life expectancy and retirement savings across six major world economies. The good...
A recent study has shown yet again that most active multi-asset fund managers don’t add any value through their asset allocation and fund selection. In fact, they detract from it. The 2019 instalment of the FinalytiQ Multi-Asset Fund Report is an in-depth analysis of 89 fund...