Investing can often be confusing and even intimidating. The endless jargon used by financial professionals is unintelligible to the common person. The media does not make it easy either. We are bombarded by headlines on the minute-by-minute movement of the stock markets. One day, the...
The number of investment failures that have hit the headlines in recent weeks is a reminder of the value of good financial advice. Earlier this year, London Capital & Finance (LCF) collapsed after Financial Conduct Authority (FCA) launched an investigation and forced the firm to suspend...
‘Time magnifies the margin between success and failure. It will multiply whatever you feed it.’ That is according to James Clear, author of the book ‘Atomic Habits.’ We know that any kind of change is difficult. But rather than making big chances in our lives,...
‘The internet gave us access to everything. But it also gave everything access to us,’ says James Vietch, a writer and comedian who turned his frustration into whimsy when a local supermarket refused to take no for an answer and high jinks ensued. What the moral...
If you have young children or grandchildren, then I highly recommend the HappySelf Journal as a gift for them. It is a daily journal for children aged 6 to 12, based on scientifically proven methods that promote happiness, develop healthy habits for life and nurture...
After six consecutive years of positive returns, in 2018 the UK stock market declined by 9.5%, while the global stock markets declined by about 3%. A careful observer might argue that a ‘correction’ was long overdue, given the generous return of prior years. However, that hasn’t...
As we’re sure you know by now, diversification is a hallmark of our investment, not just across asset classes but also across geographies and risk factors. We implement this idea is through diversification: Across global mainstream stocks, bonds and property shares (known as Real Estate...
In this book, Dr Crosby examines the human behavioural tendencies that often get in the way of investment success. Crosby analyses sociological, neurological and psychological conditions that influence our investment decisions and provides practical solutions for resolving these issues. The Behavioral Investor then transfers these lessons...
In the following video, Dimensional founder David Booth reflects upon decades of experience of operating in the capital markets to explain a valuable point regarding many of the issues we’ve discussed in this newsletter. As long-term investors, we try to ignore the ‘noise’ emanating from the...
This year marks the 10th anniversary of the collapse of U.S. investment bank Lehman Brothers. The run on the bank, previously seen as indestructible, sent shockwaves through global markets, sparking a series of event from which we have yet to properly recover. Financial journalist Jason Zweig...