Despite a global market available at our fingertips, many investors still favour their home country when it comes to investing. According to a study1 undertaken by Vanguard, UK investors are heavily biased towards UK companies. A typical portfolio was found to hold around 3.7 times the...
Active management is still seen as a desirable portfolio characteristic by many clients and their advisers. When we pay someone to manage our money, it’s reassuring to believe they have insight that we do not, and that they will seek the best returns with minimal...
Many investors are drawn to property as an asset class. It is not difficult to understand why. Property can generate both income and capital growth. Most property investors believe that they have some control over the investment, either by choosing the right property or making...
Investment planning is both an art and a science. While we have decades of factual research and real time data to draw on, judgement and human behaviour are equally as important. But even the most experienced investor may hold certain beliefs or biases, which can impact...
‘Retirees will outlive their savings by a decade’ declared the World Economic Forum in a recent report entitled ‘Investing in (and for) Our Future.’ The research upon which this claim was founded looked at life expectancy and retirement savings across six major world economies. The good...
A recent study has shown yet again that most active multi-asset fund managers don’t add any value through their asset allocation and fund selection. In fact, they detract from it. The 2019 instalment of the FinalytiQ Multi-Asset Fund Report is an in-depth analysis of 89 fund...
Investing can often be confusing and even intimidating. The endless jargon used by financial professionals is unintelligible to the common person. The media does not make it easy either. We are bombarded by headlines on the minute-by-minute movement of the stock markets. One day, the...
The number of investment failures that have hit the headlines in recent weeks is a reminder of the value of good financial advice. Earlier this year, London Capital & Finance (LCF) collapsed after Financial Conduct Authority (FCA) launched an investigation and forced the firm to suspend...
Legendary singer Aretha Franklin died in August 2018. While the world grieved, and mourned the passing of the Queen of Soul, a legal battle was brewing amongst her family members. Ms Franklin didn’t have a will, which means that her reported net worth of $80 million...
The fear of dying is high on the list of people’s biggest fears. But for most of us, this fear is unfounded. Thanks to medical advances and improvements in social welfare, we are living longer. Retirement income planning is particularly challenging because we are...