If you have read the financial press recently, you may have noticed some speculation around inflation. Modest inflation is good for the economy. It indicates prosperity and encourages investment. The government target for inflation is 2% per year. But after an unprecedented year, when growth across...
The economy is an intricate machine with many moving parts. Generally it ticks along in a cyclical fashion, expanding and contracting over a period of several years. News articles about the economy tend to focus on a particular issue and turn it into a story that...
Whether you work with an accountant or prefer to DIY, tax return season can be a busy time. You have until 31st January to submit your tax return online and settle your outstanding tax bill for the previous tax year. This gives you more than eight...
We all know we should have a Will, and yet they tend to drift lower down on the priority list year by year. But a Will is just one component of your estate plan and is arguably the last piece of the puzzle. There are other...
Bonds rarely receive the same level of attention as equities. They don’t offer the excitement of wildly fluctuating prices or rapid growth. Bonds are the more steady, stable cousin of equities, which some investors may consider a little dull. But bonds are one of four main...
Money is one of the fundamental needs in modern society. Along with food, human connection, shelter, and health, it is not only essential, but inextricably tied up with our emotions. Trying to meet all of our needs in a modern society can result in anxiety...
Here at Tandem Financial, our aim is to help our clients make wise decisions with their money. Whilst we hope 2021 will hold better things than 2020, it is likely that many challenges still lie ahead. It pays to have a robust, updated financial plan...
Last year, David Attenborough released his documentary "A Life on Our Planet" - a painful and hopeful message about how our environment has been degraded by humanity, and how we can take steps to correct it. Here at Tandem, we want to part of the...
No one likes to think about the worst happening. Everyone knows they should have savings and a retirement plan, but Wills, Trusts and Powers of Attorney often fall lower on the list of priorities. But planning for the future is always a positive step. By creating...
Cash interest is at an historic low point, with the Bank of England base rate reducing to 0.10% in March 2020. There have even been discussions of interest rates moving into negative figures, although how this would work in practice is less clear. You may be...