Tandem Thinking

how-to-avoid-full
25 Sep

How to Avoid Outliving Your Savings

‘Retirees will outlive their savings by a decade’ declared the World Economic Forum in a recent report entitled ‘Investing in (and for) Our Future.’ The research upon which this claim was founded looked at life expectancy and retirement savings across six major world economies. The good...

good-advice-big
29 Jul

The real value of good advice

The number of investment failures that have hit the headlines in recent weeks is a reminder of the value of good financial advice. Earlier this year, London Capital & Finance (LCF) collapsed after Financial Conduct Authority (FCA) launched an investigation and forced the firm to suspend...

art1
28 May

Celebrities and Us: The Case for Making a Will

Legendary singer Aretha Franklin died in August 2018. While the world grieved, and mourned the passing of the Queen of Soul, a legal battle was brewing amongst her family members. Ms Franklin didn’t have a will, which means that her reported net worth of $80 million...

art2
28 May

Why Retirement Planning Isn’t Just About Money

The fear of dying is high on the list of people’s biggest fears. But for most of us, this fear is unfounded. Thanks to medical advances and improvements in social welfare, we are living longer. Retirement income planning is particularly challenging because we are...

art2-mar19
20 Mar

A History Lesson in Long-Term Investing

History doesn't repeat itself, but it often rhymes – or so goes the saying. It is a common saying in financial services that for investments, past performance is no guide to the future. There is a lot of truth to this, especially when it comes...

2018
29 Jan

2018: A review of investment returns

After six consecutive years of positive returns, in 2018 the UK stock market declined by 9.5%, while the global stock markets declined by about 3%. A careful observer might argue that a ‘correction’ was long overdue, given the generous return of prior years. However, that hasn’t...

diversification
29 Jan

Reaping the benefits of diversification

As we’re sure you know by now, diversification is a hallmark of our investment, not just across asset classes but also across geographies and risk factors. We implement this idea is through diversification: Across global mainstream stocks, bonds and property shares (known as Real Estate...