No one likes to think about the worst happening. Everyone knows they should have savings and a retirement plan, but Wills, Trusts and Powers of Attorney often fall lower on the list of priorities. But planning for the future is always a positive step. By creating...
Cash interest is at an historic low point, with the Bank of England base rate reducing to 0.10% in March 2020. There have even been discussions of interest rates moving into negative figures, although how this would work in practice is less clear. You may be...
Here at Tandem, we feel it is important to celebrate important milestones in one’s life - including in the life of a business. That is why we are proud to announce that we have recently made it into the Top 100 for New Model Adviser,...
Global investing has never been easier. At the touch of a button, we can access world economic data and market intelligence on an unprecedented scale. Or we can choose to invest in one of the hundreds of global multi-asset funds, where the heavy lifting aspects...
Equities are the star performers in a typical investment portfolio. They can bring rapid growth and heavy losses, sometimes in the same day. We read about their fortunes in the newspaper and anyone with an interest in such things has an opinion on them. They...
Coronavirus has triggered the greatest economic uncertainty of our generation. It has affected everyone to some degree, and it is not over yet. It was inevitable that the virus would have some impact on investment markets. Not only does a global crisis damage investor confidence, but...
Risk means different things to different people. For some, it can mean excitement and thrills. For others, it just means danger and is best avoided. In the context of investments, risk is something that we work with on a daily basis. We can’t avoid it entirely,...
Many of us think of stoicism as someone who willingly endures suffering, without any display of pain or discomfort. Whilst there are some drawbacks to this philosophy, it also holds some useful insights into how someone can approach their wealth - particularly when it comes...
Remember a time before COVID-19? Gridlocked motorways, crowded high streets, fast fashion and discount air travel were simply a way of life. The economy was thriving and consumers had endless choice. Global warming has been a concern for many years, but until recently, environmental issues were the...
Ethical investing is no longer just an ‘alternative.’ As populations grow and as society demands it, companies have to adapt to more sustainable models to survive. We have access to more information than ever to make responsible consumer and investment decisions. It is possible to invest...