Legendary singer Aretha Franklin died in August 2018. While the world grieved, and mourned the passing of the Queen of Soul, a legal battle was brewing amongst her family members. Ms Franklin didn’t have a will, which means that her reported net worth of $80 million...
The fear of dying is high on the list of people’s biggest fears. But for most of us, this fear is unfounded. Thanks to medical advances and improvements in social welfare, we are living longer. Retirement income planning is particularly challenging because we are...
In 2016, a total of 40 million commercial passenger flights landed safely at their destination. Ten, tragically ended in fatal accidents. However, of course, this 0.000025% were the ones journalists wrote about. The following year, according to the Aviation Safety Network – an organisation...
History doesn't repeat itself, but it often rhymes – or so goes the saying. It is a common saying in financial services that for investments, past performance is no guide to the future. There is a lot of truth to this, especially when it comes...
After six consecutive years of positive returns, in 2018 the UK stock market declined by 9.5%, while the global stock markets declined by about 3%. A careful observer might argue that a ‘correction’ was long overdue, given the generous return of prior years. However, that hasn’t...
As we’re sure you know by now, diversification is a hallmark of our investment, not just across asset classes but also across geographies and risk factors. We implement this idea is through diversification: Across global mainstream stocks, bonds and property shares (known as Real Estate...
In the following video, Dimensional founder David Booth reflects upon decades of experience of operating in the capital markets to explain a valuable point regarding many of the issues we’ve discussed in this newsletter. As long-term investors, we try to ignore the ‘noise’ emanating from the...
On Tuesday, October 30, 2018, we received the wonderful news that Tandem are now considered one of the best 100 financial planning firms in the country, according to New Model Adviser, a highly esteemed financial advisory publication. Firms were ranked in the group’s NMA Top...
Over the past couple of months, the markets have encountered a fair amount of turbulence. What was forecasted to be a period of calm and pleasant economic growth was instead replaced with a torrid spell of volatility and confusion, which leads us to our next...
Have you ever seen a monkey in a tuxedo? If the answer is yes…. we hope that you contacted animal services. However, the image also serves as a visual metaphor for the average person’s lack of familiarity with their surroundings within the world of investment....