TRAILS™ important update

We constantly review our TRAILS™ funds and all of our model portfolios to make sure we have, what we consider to be the ‘best’ funds. This means sourcing funds that give us exposure to the asset class we require, the right sector, geographical region, style and investment type, all at the lowest cost, with greatest efficiency.

 

4 Suggested changes:

  1. Fund changes: 3 sales and 2 purchases moving total funds down from 11 to 10 funds maximum in a portfolio.
    • Sell L&G Global Inflation-Linked Bond Index Acc
    • Sell Dimensional Global Small Companies Acc
    • Sell Dimensional Emerging Markets Targeted Value Acc*
    • Buy Vanguard Global Small-Cap Index Acc
    • Buy Vanguard UK Government Bond Index Acc

    *And merge with current Dimensional Emerging Markets Core Equity Acc).

  2. Re-balance portfolio in line with its new updated target asset allocation, generally in line with World Market Capitalisation**
  3. Re-order and re-weighting of bond funds based on risk and volatility.
  4. Reducing Emerging Markets funds to one fund (currently two) and merging the proceeds of the sale of the Dimensional Emerging Markets Targeted Value fund into the Dimensional Emerging Markets Core Equity fund.

Outcome:

  1. Reduced annual costs with average weighted OCF (ongoing charges figure) reducing from 0.29% per annum to 0.24%, (a 17% reduction in annual fees!)
  2. Re-balanced portfolio in line with current world market cap.
  3. Bond fund allocations updated to better defend against stock market volatility and UK inflation.

Click HERE to download the in depth guide to the rationale for recommendations and FAQs.

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Action the recommended changes:

First Name (required)

Last Name (required)

Your Email (required)

 I agree to move my portfolio to the new 2020 TRAILS™ model portfolio as per my current risk profile. I understand that this will also serve as my annual re-balance (required).

 

Below are some useful guides you can download:

Click HERE and log into TRAILS™ Online to find our more. Your password is at the top of the latest TRAILS™ email.

1. If you and your spouse use the same email address, please complete and submit the form twice with each person’s first and last name.

2. After pressing submit, you will be sent an email confirming your acceptance.

3. Should you wish to change TRAILS™ portfolio (to one higher or lower risk), you can absolutely do this and there is no charge. Please contact us to discuss.

Please feel free to call or email us if you have any questions.

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T: 01582 635909

E: [email protected]