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28 Feb

The power of one degree course correction

In 1979 a passenger jet carrying 257 people left New Zealand for a sightseeing flight to Antarctica and back. Unknown to the pilots, however, there was a minor 2 degree error in the flight coordinates. This placed the aircraft 28 miles to the east of...

28 Feb

How spending needs change in retirement

If I had a pound for every time someone in financial services talks about spending in retirement as being ‘U-shaped’, I’d probably have enough money by now to never have to work again! It’s a commonly held view that most people spend more early in...