Tandem Thinking

28 Feb

The power of one degree course correction

In 1979 a passenger jet carrying 257 people left New Zealand for a sightseeing flight to Antarctica and back. Unknown to the pilots, however, there was a minor 2 degree error in the flight coordinates. This placed the aircraft 28 miles to the east of...

28 Feb

How spending needs change in retirement

If I had a pound for every time someone in financial services talks about spending in retirement as being ‘U-shaped’, I’d probably have enough money by now to never have to work again! It’s a commonly held view that most people spend more early in...

31 Jan

Faith in humanity, restored!

Every day our news media is filled with stories that makes you question your faith in humanity: plane crashes, terrorist attacks, natural disasters, deaths of thousands of children in Syria, the migrant crisis in Europe. This list goes on. Given the incessant drip of negativity, you’ll...

10 Jan

Why New Year’s resolutions end up in the bin

This January, like others before it, your local gym will fill up as optimistic souls resolve to get in shape once and for all. And for real this time. Exercise more. Lose weight. Stop smoking. These are among the most common new year's resolutions people make. Financial...

22 Nov

The peril of prediction

‘The only function of economic forecasting is to make astrology look respectable’ - John Galbraith. We don’t need to look too far to see the folly of foresting. This year alone has offered us a few examples of how pollsters and market forecasters got it horribly...

22 Nov

Inflation, the thief that keeps on taking

While the sky hasn’t fallen in the wake of the vote to leave the EU as predicted by many economists, the pound has. Since the outcome of the June referendum, the pound has lurched lower against the dollar, the Euro and other major currencies. ...

22 Nov

Vanguard Founder Jack Bogle on BBC Radio 4

The BBC programme, Moneybox, recently interviewed Jack Bogle who founded fund management firm Vanguard in 1975. His evolutionary idea was that an investment fund should be run for the benefit of the investor and not for anyone else. Strangely, despite its success, Vanguard’s mutual ownership...

25 Oct

The joy of anticipation

As the memory of summer breaks fades and the cold, windy and rainy weather creeps in on us, surely anything to help keep our spirits up must be good? Well, this simple but little known idea might help. Anticipation! It turns out having something positive...