Tandem Thinking

04 Jul

Why low-cost investing beat high cost

One of our core investing principles is to keep costs within the TRAILS™ portfolios as low as possible. Costs reduce an investor’s net return and represent a hurdle for a fund. Before a fund can outperform, it must first add enough value to cover its costs....

23 May

Resisting the Investing Sirens

In the epic poem The Odyssey of Homer, Ulysses is sailing home from Troy and he’s warned of the dangers of sailing past the island of the Sirens. Their singing is fabled to be so compelling to sailors that – unable to control their rapture...

23 May

Why We Hate to Lose

Here’s a challenge…. Would you accept a bet based on the flip of a coin? Heads, you win £100. Tails, you lose £100! If you’re like most people, you’ll say ‘thanks, but no thanks!’ Why? Research has shown that as humans, we have a natural tendency...

25 Apr

The Fine Art of Decluttering

"One can furnish a room very luxuriously by taking out furniture rather than putting it in." Francis Jourdain Spring has sprung! It’s that time of the year associated with change and organisation. The goal is to put away (or give away) the heavy duty clothing needed to...

29 Mar

Spring Budget and A U-Turn

Chancellor Philip Hammond delivered his first… and last Spring Budget on the 8th of March, 2017. No, he is not being fired, at least not yet. Mr Hammond may set the stage for his own eventual departure with these words… “This will be the last Spring Budget....

29 Mar

Jack Bogle on US Economy, Trump and Investing

If there’s one person that is always worth listening to on investing, it’s Vanguard’s founder Jack Bogle. Recently, Warren Buffett (another great investor) gave Mr Bogle a deserved accolade in his annual letter to investors. He notes: "If a statue is ever erected to honour the person...

28 Feb

Tax doesn’t have to be taxing

Tax isn't the most exciting topic but as we approach the end of another tax year, it’s important to remind ourselves of the need to make the most of all available tax reliefs and allowances. Here’s our list of top five tax allowances that...