Tandem Thinking

24 Nov

The Marshmallow Test and your money

In 1960, Walter Mischel, a professor at Stanford University first conducted what is now known as the ‘Marshmallow Test.’ The experiment took place at the Bing Nursery School located at Stanford University, using children aged between four and six as subjects. The children were led into...

24 Nov

Successful investing is simple but NOT easy

Some of the most powerful ideas in life are simple. One of the most important discoveries in the field of medicine to enhance people’s health is this idea that doctors and nurses must wash their hands! In the 19th century, Hungarian physician Ignaz Semmelweis discovered that...

27 Sep

Risk: what does it really mean?

A friend of mine told me a story about his family summer holiday. They spent some time at a waterpark in the Algarve area of Portugal. While they were at the park, his daughter wouldn’t go on some of the slides. ‘They look quite scary, and...

27 Sep

Why value and small-cap allocation?

Our key ethos at Tandem is to construct our client portfolios based on academic evidence of what drives returns in the capital markets. Unlike many others in the financial industry, we don’t follow the flavour of the month. We don’t react to the day-to-day movement...

30 Aug

Investing lessons from the global financial crisis

Ten years ago this month, the global financial industry nearly came to a grinding halt. It was the worst financial crisis since the Great Depression. The credit crunch hit with full force when Northern Rock suffered the first run on a British bank since 1866! The...

30 Aug

Your Brain on Money

Here is a test for you: a bat and ball cost £1.10. The bat costs a £1 more than the ball. How much does the ball cost? If you’re like most people, your answer would be that the ball cost 10p. That’s obvious, isn’t? But, it’s...

25 Jul

Why Simple Beats Complex

Confucius was spot on when he observed that life is really simple, but we insist on making it complicated. The financial industry is no different. There are plenty of organisations in financial services who seem to thrive on making things complicated for their customers. The asset...